Assistant Manager-Al Baraka Bank -Karachi

Full Time
  • Full Time
  • Karachi

Website Al Baraka Bank Pakistan Ltd

Al Baraka Bank (Pakistan) Limited (ABPL) is the result of a merger between Al Baraka Islamic Bank Pakistan (AIBP), the branch operations of Al Baraka Islamic Bank (AIB) Bahrain, and Emirates Global Islamic Bank (Pakistan). The merged entity commenced operations on October 30th, 2010.

Are you a finance professional looking to advance your career in credit risk management? Al Baraka Bank (Pakistan) Limited is seeking a dedicated Assistant Manager – Credit Risk to join our dynamic team in Karachi. This role offers an exciting opportunity to contribute to the bank’s risk management strategy and regulatory compliance efforts.

Qualifications:

  • Bachelor’s degree in a relevant field from an HEC-recognized institute (preferably ACCA/MBA).
  • Minimum of 4 to 5 years of experience in a similar role.

Main Responsibilities:

As Assistant Manager – Credit Risk, you will be responsible for:

  • Maintaining Corporate, SME, Consumer, Agri-ORR, PD, LGD, & CCF models, along with consumer behavioral models and related Management Information Systems (MIS).
  • Providing support to business users on Credit Lens Modules and preparing Expected Credit Loss (ECL) and Capital Adequacy Ratio (CAR) for the bank.
  • Reporting real estate exposure to ABG and maintaining customers’ financial information and ratios for regulatory and internal reporting.
  • Preparing Internal Capital Adequacy Assessment Process (ICAAP) and Enterprise Risk Management (ERM) Dashboard for credit risk.
  • Ensuring strict compliance with bank policies, processes, and regulatory requirements, including coordination for internal and external audits and inspections by regulatory bodies.
  • Upholding office discipline, attendance, leave policies, dress code, and ethical standards in line with HR policies.
  • Undertaking additional duties as required by the bank.

Core Competencies:

  • Strong knowledge and understanding of statistical and behavioral models.
  • Familiarity with State Bank of Pakistan’s (SBP) Prudential Regulations.
  • Excellent communication and negotiation skills, with the ability to influence outcomes.
  • Comprehensive understanding of banking systems, policies, procedures, and products.

If you possess the required qualifications and skills and are ready to take on a challenging role in credit risk management, we encourage you to apply.

Location:

Al Baraka Bank (Pakistan) Limited, Karachi

Application Details:

Interested candidates can apply online through our official careers portal at

Please note: Only applications submitted through the official Al Baraka Bank careers portal will be considered. Disregard any job postings from unauthorized sources.

Join us at Al Baraka Bank and be part of a team committed to excellence in banking and financial services. Apply now and seize this opportunity to advance your career with a leading Islamic banking institution in Pakistan!

To apply for this job please visit www.albaraka.com.pk.

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