Website Soneri Bank
This is a senior-level opportunity for professionals with extensive experience in banking risk management, capital adequacy, liquidity risk, market risk, IFRS-9, Basel frameworks, and regulatory compliance. Candidates with strong leadership capabilities and at least seven years of relevant experience can apply until October 10, 2026.
Job Overview
Organization: Soneri Bank
Department: Risk Management Division
Position: Head Market, Liquidity & Capital Risk Management
Location: Karachi, Pakistan
Qualification: MBA Finance / FRM / CA / ACCA
Experience: 7+ years of relevant experience
Application Deadline: October 10, 2026
Application Email: [email protected]
Candidates should mention the position title in the email subject line when submitting their application.
About the Role
The Head Market, Liquidity & Capital Risk Management will hold a senior position within Soneri Bank’s Risk Management Division. The role covers several critical areas of banking risk, including capital planning, balance sheet optimization, liquidity management, market risk, credit risk models, IFRS-9 Expected Credit Loss, stress testing and regulatory reporting.
The selected professional will also be responsible for ensuring that the bank’s risk management practices remain aligned with State Bank of Pakistan requirements, Basel guidelines, internal policies and the bank’s approved risk appetite.
Key Responsibilities
The selected candidate will lead strategic balance sheet optimization and forward-looking capital allocation while ensuring compliance with regulatory and internal requirements for Capital Adequacy and Leverage Ratios.
A major responsibility will be leading the design and validation of credit risk models. This includes Obligor Risk Ratings (ORR), Facility Risk Ratings (FRR), and IFRS-9 Expected Credit Loss models covering Probability of Default (PD), Loss Given Default (LGD), and Exposure at Default (EAD).
The role will oversee the bank’s Expected Credit Loss (ECL) framework, helping ensure appropriate provisioning and accurate financial reporting.
The successful candidate will also lead the bank’s Market & Liquidity Risk and Treasury Middle Office functions in accordance with regulatory requirements and internal policies.
Other responsibilities include developing and updating risk policies covering IFRS-9, interest rate risk management and stress-testing frameworks in accordance with SBP and Basel guidelines.
The role requires monitoring both regulatory and internal risk limits and testing contingency funding plans against the bank’s Board-approved risk appetite.
The selected professional will review key liquidity metrics and monitoring tools, including the Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR), before their submission to ALCO, BRCC and the State Bank of Pakistan.
The position also involves preparing Market and Liquidity Risk review reports for senior risk committees, including ALCO and BRCC.
Another important responsibility will be developing and updating the bank’s Internal Capital Adequacy Assessment Process (ICAAP) and Recovery Plan in line with applicable regulatory requirements.
The Head Market, Liquidity & Capital Risk Management will additionally be responsible for managing the bank’s Funds Transfer Pricing (FTP) framework.
Required Qualifications
Soneri Bank is seeking candidates with one of the following professional or academic qualifications:
- MBA in Finance
- Financial Risk Manager (FRM)
- Chartered Accountant (CA)
- ACCA
Applicants should have at least seven years of relevant professional experience, preferably involving banking risk management, treasury risk, liquidity management, capital risk, regulatory risk or closely related functions.
Skills and Knowledge Required
Candidates should have strong knowledge of the Basel Framework, State Bank of Pakistan Prudential Regulations, IFRS-9 and other applicable banking and regulatory requirements.
Strong analytical capabilities are particularly important. The selected candidate should be capable of interpreting and forecasting high-frequency indicators to support proactive risk-management decisions.
Since this is a leadership position, candidates should also possess strong people-management and leadership abilities and be comfortable managing large teams and coordinating with senior stakeholders.
Experience with capital adequacy, liquidity ratios, stress testing, ICAAP, ECL models, credit risk modelling, FTP and regulatory reporting would be particularly relevant to the responsibilities described in the vacancy.
Who Should Consider Applying?
This opportunity is most relevant for experienced professionals currently working in areas such as market risk, liquidity risk, capital risk, enterprise risk management, treasury middle office, credit risk modelling, IFRS-9 risk management or regulatory risk within banks or financial institutions.
Professionals who already have exposure to SBP regulations and Basel requirements should be particularly well aligned with the technical requirements of the position.
How to Apply
Interested candidates should prepare an updated CV highlighting relevant banking and risk-management experience, particularly work involving market and liquidity risk, capital adequacy, Basel requirements, IFRS-9, ICAAP, ECL modelling, stress testing and regulatory reporting.
Applications should be emailed to:
Applicants must mention “Head Market, Liquidity & Capital Risk Management” in the email subject line.
The last date to apply is October 10, 2026.
Candidates are encouraged to apply before the deadline rather than waiting until the final day.
Important Information
Soneri Bank states that it is an equal opportunity employer. Only candidates shortlisted for the position will be contacted for an interview.
Applicants should ensure that the information provided in their CV is accurate and that their most relevant risk-management, banking and leadership experience is clearly highlighted before submitting the application.
To apply for this job please visit lnkd.in.